Disclaimer

Last Updated: January 1, 2025

The information contained on Sk Multi Tools website (the "Service") is for general information purposes only. Sk Multi Tools assumes no responsibility for errors or omissions in the contents of the Service.

1. General Disclaimer

The tools and services provided on this website are offered "as is" without warranty of any kind, either express or implied. While we strive to ensure accuracy and reliability, Sk Multi Tools makes no representations or warranties of any kind concerning the accuracy, adequacy, validity, reliability, availability, or completeness of any information, tools, or services on the website.

2. No Professional Advice

The information, tools, and services provided on Sk Multi Tools are not intended to serve as professional advice. This includes but is not limited to:

• Legal Advice: Nothing on this website constitutes legal advice
• Financial Advice: Financial calculators are for estimation purposes only
• Medical Advice: Health-related tools (BMI calculator, etc.) are informational only
• Technical Advice: Developer tools should be verified before production use

You should always consult with qualified professionals for specific advice tailored to your situation.

3. Accuracy of Information

We make every effort to keep the website up to date and accurate. However:

• Information may become outdated without notice
• Tool results may not be 100% accurate in all scenarios
• External data sources may provide inaccurate information
• Conversion tools use standard formulas that may not account for all variables

Always verify important results with authoritative sources or professional services.

4. Limitation of Liability

Under no circumstance shall Sk Multi Tools or its operators be liable for any direct, indirect, special, incidental, or consequential damages, including but not limited to:

• Loss of data or information
• Loss of profits or business opportunities
• Personal injury or property damage
• Service interruptions or unavailability
• Errors or inaccuracies in tool outputs
• Actions taken based on information from our tools

This applies whether arising from the use or inability to use the service, or any content, tools, or information obtained through the service.

5. Use at Your Own Risk

You acknowledge that you use Sk Multi Tools and its services at your own risk. We recommend:

• Verifying critical results with professional tools or services
• Backing up important data before processing
• Testing outputs in safe environments before production use
• Not relying solely on our tools for critical decisions
• Understanding tool limitations and proper use cases

6. Third-Party Content and Links

Our website may contain links to third-party websites, services, or tools. We do not:

• Endorse or recommend any third-party products or services
• Control the content of third-party websites
• Take responsibility for third-party privacy practices
• Guarantee the accuracy of external information
• Assume liability for third-party actions or services

Visiting third-party links is at your own risk. We recommend reviewing their terms and privacy policies.

7. No Warranties

Sk Multi Tools expressly disclaims all warranties, whether express or implied, including but not limited to:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement of intellectual property
• Accuracy, reliability, or completeness of content
• Uninterrupted or error-free service
• Security of data transmission or storage

8. User-Generated Content

If you upload, submit, or process any content using our tools:

• You retain ownership of your content
• You are responsible for ensuring you have rights to the content
• You should not upload confidential, sensitive, or illegal content
• We are not responsible for loss or misuse of your content
• You agree not to hold us liable for any issues arising from your content

9. Service Availability

While we strive to maintain continuous service availability:

• The service may be temporarily unavailable due to maintenance
• Tools may be discontinued or modified without notice
• Features may change based on technical or legal requirements
• We do not guarantee specific uptime or availability
• Service interruptions may occur due to factors beyond our control

10. Security Disclaimer

While we implement reasonable security measures:

• No internet transmission is 100% secure
• We cannot guarantee absolute security of data
• You should not transmit highly sensitive information
• Use appropriate caution with personal or confidential data
• Implement your own security measures when necessary

11. Intellectual Property

Regarding intellectual property:

• Our tools may use third-party libraries and APIs
• Tool outputs may be subject to various copyright considerations
• Users are responsible for ensuring legal use of generated content
• We do not claim ownership of user-generated content
• Respect applicable copyright and intellectual property laws

12. Downloads and Software

If our tools generate downloadable files:

• Scan downloads with antivirus software before opening
• We are not responsible for issues arising from downloaded files
• Downloaded content may be subject to export restrictions
• Ensure compliance with applicable laws regarding downloads

13. Jurisdictional Issues

This website is operated from the United States. We make no representation that:

• Materials on this site are appropriate for all locations
• All tools comply with laws in every jurisdiction
• The service is available in all countries

If you access this site from outside the United States, you do so at your own initiative and are responsible for compliance with local laws.

14. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting on this page. Your continued use of the service following any changes indicates acceptance of those changes.

15. Calculator and Conversion Tool Specific Disclaimers

Financial Calculators

Financial calculators (loan, EMI, currency converter, etc.) provide estimates only and should not be used for actual financial decisions without professional consultation.

Health Tools

Health-related tools (BMI calculator, age calculator, etc.) are for informational purposes only and should not replace professional medical advice.

Legal Document Generators

Document generators (privacy policy, terms of service, etc.) provide templates only and should be reviewed by legal professionals before use.

SEO Tools

SEO tools provide estimates and suggestions. Results may vary based on numerous factors beyond our control.

16. Contact Information

If you have questions about this disclaimer, please contact us:

• Email: legal@skmultitools.com
• Contact Page: Visit our Contact Page